While Nigerian PayPal accounts cannot receive money from other users, they remain functional for sending payments and checking out on international merchant websites when linked to a valid virtual USD card.
Step 1: Obtain a Verified USD Virtual Card
Ensure your virtual card has at least $3.00 balance for PayPal’s verification charge.
Step 2: Enter Card Details in PayPal Wallet
Log in to PayPal, navigate to Wallet, click Link a Debit or Credit Card, and enter your 16-digit card details.
Step 3: Confirm the 4-Digit Code
Check your fintech app transaction statement for the 4-digit code (e.g. PP*1234CODE) and enter it into PayPal to remove spending limits.

