GREY USD/NGN: ₦1,640 ▲ GEEGPAY USD/NGN: ₦1,645 ▲ PAYONEER USD/NGN: ₦1,580 ▼ CHIPPER USD/NGN: ₦1,650 ▲ EVERSEND USD/NGN: ₦1,620 ▼ LEMONADE/LEMFI: ₦1,642 ▲
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Top 5 Virtual Cards with Zero Monthly Maintenance Fees in Nigeria

Recurring monthly maintenance fees can quietly eat away at your dollar balance if you only use your virtual card occasionally. Here are the top 5 zero-monthly-fee virtual cards available in Nigeria today.

1. Chipper Cash Virtual Visa

Chipper Cash charges zero monthly maintenance fees regardless of whether your card is active or dormant, making it ideal for sporadic online shopping.

2. Geegpay Virtual Mastercard

Geegpay does not charge monthly account upkeep. You only pay a one-time issuance fee upon creating the card.

3. Eversend Virtual Dollar Card

Eversend provides seamless multi-currency support with zero recurring monthly charges and transparent in-app exchange rates.

4. Pyypl Virtual Mastercard

Pyypl offers card creation without traditional bank BVN requirements, operating on a pay-as-you-go model with no monthly deductions as long as you make at least one transaction every 6 months.

5. GoMoney Global Card

GoMoney provides clean virtual debit services linked directly to your digital bank account with zero maintenance costs.

Author

PayGuide Editorial Team

Our editorial team consists of finance experts and remote workers testing payment gateways, virtual cards, and domiciliary accounts across Africa.